Background

Credit Program for Small and Micro Enterprises

Product information

Product Features
 
  • Attractive and competitive loan interest rates.
  • Loan currency: VND.
  • Loan limit in VND up to 10 billion.
  • Approval time: Within 3-5 working days from the date of receiving complete documents.
 
Target Customers
 
Target customers are small and micro enterprises that meet the following conditions:
  • Agriculture, forestry, fisheries and industry, construction sectors: Total annual revenue not exceeding VND 50 billion or total capital not exceeding VND 20 billion and average annual number of employees participating in social insurance not exceeding 100 people.
  • Trade and service sectors: Total annual revenue not exceeding VND 100 billion or total capital not exceeding VND 50 billion and average annual number of employees participating in social insurance not exceeding 50 people.
 
Credit Terms
 
  • Guarantee: Term varies depending on the option, maximum term up to 84 months
  • Working Capital Loan: Up to 12 months.
  • Medium and Long-Term Fixed Asset Investment Loan:
    + Loan for purchasing transportation vehicles, machinery, and equipment: Term up to 84 months.
    + Loan for investing in headquarters, offices, and other fixed assets: Up to 20 years.
     
    Credit Forms
     
  • Short-Term Working Capital Loan
  • Medium and Long-Term Fixed Asset Investment Loan
  • Overdraft Loan
  • Other Credit Methods
Loan Application Documents
 
  • Business registration certificate, company charter.
  • Financial statements for the most recent year (for newly established businesses) or the two most recent years.
  • Resolution/Meeting Minutes/Decision of the competent authority of the company approving the loan.
  • Collateral documents.
 
Please contact any VRB branch/transaction office nationwide or the toll-free hotline 1800 6656 for more details.

Interest calculator

The figures are for reference purposes only.

VND
Enter the loan amount VD:1,000,000,000 VND
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Loan term
First month payment amount:0VND
Interest rate:0%
Total interest paid:0VND
Total repayment amount:0VND

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