With a special offer from VRB – Vietnam-Russia Joint Venture Bank, customers have an additional convenient financial solution to access and invest in GAZ vehicles, serving their needs and developing their business operations.
Program Details
- 0% interest rate per year for the first 12 months
- Loan term up to 84 months, suitable for customers' cash flow management capabilities.
- Credit limit up to 100% of the vehicle value, supporting customers in optimizing their own capital.
- Diverse loan packages to meet the different financial needs of individual and corporate customers.
- Fast and convenient procedures, helping customers quickly finalize their vehicle purchase plans and put their vehicles into use.
Target Customers
This program is designed for customer groups requiring loans related to GAZ vehicles, including:
- Individual Customers: Individual customers needing loans to purchase GAZ vehicles for personal use, business purposes, or other purposes as stipulated by VRB.
- Corporate Customers: Businesses needing loans to invest in and supplement their GAZ vehicle fleet for production, business operations, and expansion of operational capacity.
For GAZ dealerships needing additional capital for investment, increasing vehicle numbers, and developing business operations, please contact VRB for preferential interest rates.
Customer Conditions
- Individual Customers: Must be Vietnamese or foreign nationals with full legal capacity and civil capacity as stipulated, meeting all loan conditions as prescribed by law and VRB's internal regulations.
- Corporate Customers: Businesses established and operating under the Enterprise Law, meeting all loan eligibility requirements as stipulated by law and VRB's internal regulations.
- Customers must not have any bad debts or restructured debts within the last two years at VRB and other credit institutions up to the time of loan application.
Customers must have the ability to repay the loan according to the vehicle purchase plan
Application Documents
- Legal documents.
- Documents proving financial capacity and repayment ability.
- Vehicle purchase contract and deposit/payment documents.
- Collateral documents
- Other documents as required by each customer.
Please contact any VRB branch/transaction office nationwide or the toll-free hotline 1800 6656 for more detailed information.