Retail credit promotion - get interest discount – invite your friends now!

1. Subjects and preferential policies applied:

Direct interest rate discount program when referring friends successfully
Applicable Subject	Existing retail credit customers with outstanding retail debt balance at VRB.
Applicable Policy	Customers are entitled to reduce direct interest rates for maintained loans when successfully introducing other individual customers with short-term loans at VRB, the reduction depends on the outstanding balance / limit of new customers. up to 0.5% / year
Terms & Conditions	- Customers have outstanding retail balance (excluding credit card balance) at VRB at the time of the program - Not applicable to customers who have enjoyed the brokerage / collaborator commission mechanism for successfully introduced loans. - For short-term loans introduced: + Excluding mortgages / discounts on balance sheet / deposit balance, short-term real estate trading and credit cards

2. Time of application:
Promotion Period: From now until 31/12/2020

3. Other Retail Credit Products at VRB:

House loan	Car loan	Loans with real estate mortgaged
Business loan	Unsecured Overdraft	Value paper mortgage loan
Overseas study loan	Staff loan	Loan for expatriates

For detail information, please contact VRB Branch / Transaction Office (contact information at: https://vrbank.com.vn/vi/chi-nhanh-vrb/)
Vietnam - Russia Joint Venture Bank is pleased to serve you!

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