Vrb 19 years - unwavering strength, ready to conquer with a series of deposit and loan offers for individual customers

Are small and micro-enterprises looking for capital to expand their operations? VRB offers flexible credit solutions with limits up to VND 10 billion, unsecured loans up to VND 6 billion, and loan terms tailored to individual investment needs.

Flexible Capital – More Momentum for Development

VRB's credit program is designed for small and micro-enterprises in the agriculture, forestry, fisheries, trade, and service sectors; particularly suitable for businesses developing from household businesses/individual businesses, startups, or businesses spun off from large corporations/companies.
With VND-denominated capital, businesses can proactively finance various business objectives:

Loan limits up to VND 10 billion for VND capital needs.
Unsecured loans up to VND 6 billion.
Competitive and attractive interest rates, tailored to the financial capacity and business plan of the enterprise.
Flexible credit terms to meet both short-term and long-term investment needs.
Meeting diverse needs – Partnering for every plan.

From supplementing working capital to investing in fixed assets, VRB offers a variety of credit options, helping businesses proactively manage resources at each stage of development:

Working capital loans with terms up to 12 months.
Medium and long-term loans for investing in fixed assets, including:
- Purchase of transportation vehicles, machinery, and equipment: up to 84 months.
- Investment in headquarters, offices, and other fixed assets: up to 20 years.
- Guarantees, L/C opening, overdrafts, and other credit options, flexibly meeting the financial needs of businesses.

More Options, Reduced Collateral Pressure

VRB offers various collateral options to suit businesses' capabilities, such as deposit balances, securities, real estate, vehicles, etc.
In particular, businesses can access unsecured loan limits of up to VND 6 billion, creating more room for investment and business expansion.
Quick Access to Capital – Ready for New Opportunities. VRB not only provides suitable capital but also accompanies businesses throughout the process of accessing and utilizing funds:

Simple application process – Fast disbursement within 2 working days*.
Competitive Capital – Creating additional resources for businesses to expand, invest, and enhance competitiveness.
Consulting on Suitable Financial Solutions – VRB partners with businesses, helping them find financial solutions that suit their needs and business plans.

Don't let a lack of capital cause you to miss out on growth opportunities!
Secure your capital – Expand your scale – Achieve business breakthroughs with VRB.

Contact your nearest VRB branch/transaction office or call our hotline 1800 6656 (toll-free) for detailed information on the program and credit eligibility requirements.

*Actual disbursement time depends on the customer's completion of all necessary documents, fulfillment of credit eligibility requirements, and VRB's approval process.

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