Vrb 19 years - unwavering strength, ready to conquer with a series of deposit and loan offers for individual customers

Celebrating VRB's 19th anniversary and showing appreciation to its loyal customers, Vietnam-Russia Joint Venture Bank (VRB) is offering a series of promotions for individual deposit and loan customers at VRB - applicable from November 10, 2025 to December 31, 2025.

I. “SECURE DEPOSIT – COMPLETE REWARDS” - Special deposit promotion program for individual customers on VRB's 19th anniversary

DEPOSITS AT THE COUNTER
Attractive interest rates, abundant gifts

• Applicable to: Existing individual customers making new deposits; New individual customers making their first deposit at VRB Branches/Transaction Offices.

• Applicable products: VND term deposits at the counter (balance from VND 500 million, term from 6 months or more).

• Application Period: From November 10, 2025 to December 31, 2025, or until the budget runs out (whichever comes first).

• Offer: Cash gift based on the amount and term.

Amount

Gift Value (VND)

Term from 6 to under 12 months

Term of 12 months or more

From 100 million to under 500 million

01 High-quality umbrella/raincoat

From 500 million to under 2 billion VND

500,000

1,000,000

From 2 billion VND or more

1,000,000

2,000,000

Note:

- Each customer can receive a gift only once during the program period;
- Customers who close their deposit accounts before maturity will return the value of the gift received to VRB in cash.

ONLINE DEPOSIT ON iPlus
Smart Deposit, Flexible Gift Redemption

• Applicable to: Individual customers making new deposits on the iPlus electronic banking service.

• Applicable products: Online term deposits with interest paid at maturity (balance from VND 500 million, term from 6 months or more).

• Application period: From November 10, 2025 to December 31, 2025 or until the budget runs out (whichever comes first).

• Applicable offer: Receive up to 2,000,000 points (equivalent to VND 2 million) in your iPlus points wallet to redeem attractive e-vouchers (phone cards, food, shopping, supermarkets...). Where:

Points = Deposit balance * 0.02%

II. “SOLID FINANCING – EASY FINANCE” - Special loan promotion program for individual customers on VRB's 19th anniversary
• Applicable subjects: Individual customers who open a new CIF, sign a Credit Agreement and disburse funds during the program period.

• Applicable products: Housing loans; Secured overdraft loans; Car loans; Loans for production and business; Consumer loans secured by real estate.

• Application period: From November 10, 2025 to December 31, 2025 or until the number of gifts runs out (whichever comes first)

• Applicable offer: Money will be transferred to the customer's payment account opened at VRB. Specifically:

+ For disbursements valued from VND 100 million to less than VND 500 million: Customers will receive one high-quality umbrella/raincoat.

+ For disbursements valued from VND 500 million to less than VND 1,500 million: Customers will receive VND 1,000,000.

+ For disbursements valued at VND 1,500 million or more: Customers will receive VND 1,500,000.

Note: Each customer can receive a gift only once during the promotional period.

For further information or assistance, please contact:
VRB Branch/Transaction Office Network nationwide (https://www.vrbank.com.vn/vi/chi-nhanh-vrb/)
Hotline: 1800 6656
Email: vrbhotline@vrbank.com.vn