.jpg)
In Q4/2026, VRB offered many attractive incentives to customers, including a loan interest rate reduction of up to 1.0%/year, plus additional interest on term deposits and free domestic money transfers at the counter.
3 Incentives – More Benefits for Customers
With the desire to provide practical financial solutions and increase benefits for customers, VRB is implementing an incentive program with many attractive policies:
With the desire to provide practical financial solutions and increase benefits for customers, VRB is implementing an incentive program with many attractive policies:
1. Loans – Interest Rate Reduction of up to 1.0%/year
Customers who need to borrow capital in VND have the opportunity to receive a loan interest rate reduction of up to 1.0%/year, applicable to disbursements that meet the program's conditions.
Customers who need to borrow capital in VND have the opportunity to receive a loan interest rate reduction of up to 1.0%/year, applicable to disbursements that meet the program's conditions.
New customers are entitled to preferential treatment for new disbursements arising in Q4/2026, within the credit limit approved by VRB in 2026.
Existing customers are entitled to preferential treatment for net increase disbursements arising in Q4/2026, within the valid credit limit.
Applicable period: From October 1, 2026 to December 31, 2026 or until the program's scale is exhausted, whichever comes first.
New customers are those who have never had a credit relationship with VRB and/or those whose credit relationship with VRB has been interrupted for 12 months or more.
Existing customers are entitled to preferential treatment for net increase disbursements arising in Q4/2026, within the valid credit limit.
Applicable period: From October 1, 2026 to December 31, 2026 or until the program's scale is exhausted, whichever comes first.
New customers are those who have never had a credit relationship with VRB and/or those whose credit relationship with VRB has been interrupted for 12 months or more.
2. Deposit – Earn extra interest, increase benefits
In addition to supporting loan needs, VRB also offers attractive additional interest rates for customers depositing time deposits.
Program applies to:
Customers making their first time deposit at VRB.
In addition to supporting loan needs, VRB also offers attractive additional interest rates for customers depositing time deposits.
Program applies to:
Customers making their first time deposit at VRB.
Customers who have previously deposited money at VRB but have had a deposit interruption of 6 months or more by the time of resuming deposits.
Applicable terms: 6 months and 12 months
Currency: VND
Deposit channel: At the counter
Applicable period: Until December 31, 2026 or until the program's scope is exhausted.
Currency: VND
Deposit channel: At the counter
Applicable period: Until December 31, 2026 or until the program's scope is exhausted.
3. Money Transfer – Free transactions at the counter
In November 2026, customers will also enjoy free domestic money transfers in VND at the counter.
In November 2026, customers will also enjoy free domestic money transfers in VND at the counter.
Applicable period: From November 1, 2026 to November 30, 2026.
Not applicable to disbursement transfers.
Multiple offers in one program – More options for your financial plan.
Multiple offers in one program – More options for your financial plan.
Whether you need additional capital for your business, optimize idle cash flow, or conduct money transfer transactions, customers can find suitable benefits from VRB's Q4/2026 promotional program.
Easier borrowing – More benefits for deposits – More savings on transactions.
Please contact your nearest VRB branch/transaction office or Hotline 1800 6656 (toll-free) for detailed advice on the terms and conditions of the promotion.
VRB – Increasing benefits, accompanying your financial plan.
Top read
You might be interested
Download App
Hotline
Download App
Copyright © 2026 Vietnam - Russia Joint Venture Bank