Special offer for corporate clients on the occasion of vrb's 19th anniversary

Businesses need quick access to capital to pay for orders, fulfill large contracts, or maintain business operations? VRB's overdraft loan solution helps businesses proactively manage their funds even when their current account balance doesn't meet their spending needs.

In a constantly changing business environment, flexible cash flow is a key advantage that helps businesses avoid missing valuable business opportunities. Understanding this need, the Vietnam-Russia Joint Venture Bank (VRB) offers an overdraft loan solution for businesses, supporting quick and proactive access to working capital in every transaction.

Access additional capital when needed – Be proactive in seizing every opportunity

With the overdraft loan product, businesses can spend and make payments exceeding their current account balance within the approved limit, thereby promptly meeting capital needs arising during production and business operations.

Specifically, VRB offers:

Overdraft limits up to VND 5 billion for secured loans.
Overdraft limits of up to VND 3 billion provide businesses with more options for accessing capital.
Overdraft terms of up to 12 months are suitable for supplementing working capital needs.
Competitive and flexible interest rates help optimize financial costs for businesses.
Loans are denominated in VND, convenient for domestic transactions and production and business activities.

Timely fulfillment of short-term capital needs.

VRB's overdraft solution is suitable for businesses operating in the manufacturing, trading, and service sectors that need to supplement working capital, especially when needing funds to:

Fulfill large orders
Proactively pay input costs, purchase raw materials, and promptly fulfill contracts and orders.

Maintain business cash flow
Supplement short-term capital when cash flow is insufficient, ensuring continuous business operations.

Seize Growth Opportunities
Available financial resources allow businesses to quickly implement business opportunities they don't want to miss.

Flexible Overdraft – Proactive Financing

Businesses can choose an overdraft option that suits their needs and creditworthiness, with options including secured or unsecured overdrafts up to VND 3 billion.

Beyond providing capital, VRB aims to be a financial partner accompanying businesses, advising on solutions tailored to their capital needs and business plans at each stage.

Capital Available When Needed – Ready for Breakthroughs

Don't let short-term cash flow shortages disrupt your business plans. With VRB's overdraft solution, businesses have an additional flexible financial option to proactively manage cash flow, meet capital needs, and seize growth opportunities.

Contact VRB immediately via Hotline 1800 6656 (toll-free) or the nearest VRB branch/transaction office for detailed advice on products and credit eligibility conditions.

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