VRB SPECIAL CASHBACK PROMOTION FOR IPLUS RETAIL APP USERS

To encourage customers to experience our convenient payment features, Vietnam - Russia Joint Venture Bank (VRB) is launching an attractive cashback promotion for individual customers using the new version of our e-Banking application (iPlus Retail).

1. Promotional Offers
Get an immediate cashback of VND 250,000 (*) into your Wallet under the "Loyalty" module when using the iPlus Retail app for:
- VNPAY-QR payments
- Bill payments for electricity, water, and insurance (according to the list of providers [here])
- Shopping on VNShop
Notes:
- (*): Applicable to bill payments with a minimum transaction value of VND 1,000,000 from July 22, 2026 to December 31, 2026. Each customer is eligible for the offer once during the promotion period.
- Please withdraw funds from your Wallet to your Payment Account before January 31, 2027. After this date, any unwithdrawn available balance will no longer be eligible for the offer.

2. Instructions to Download and Update the iPlus Retail App
To participate in the program, please download the iPlus Retail app at https://iplus.vrbank.com.vn/retail and follow the instructions.

VRB is pleased to serve you!