Announcement regarding the Lunar New Year holiday in 2026 (Year of the Horse).

Dear Customers,

To help you plan your banking transactions, Vietnam–Russia Joint Venture Bank (VRB) would like to inform you of our 2026 Lunar New Year holiday schedule:

• Holiday period: From Saturday, 14 February 2026 (the 27th day of the twelfth lunar month) through Sunday, 22 February 2026 (the 6th day of the first lunar month).

• Business resumes: Monday, 23 February 2026 (the 7th day of the first lunar month).

During the holiday, card services, electronic banking, online bill payment, and deposits and withdrawals through MoMo e-wallet will continue to operate as usual.

Please note:

• Select Napas 247 Fast Transfer for quick transfers to accounts at other banks.

• For deposits made at a branch that mature during the holiday period, VRB will pay the principal and interest on the first business day after the holiday.

If you need assistance, please contact our toll-free hotline at 1800 6656 or email vrbhotline@vrbank.com.vn.

VRB wishes you and your family a prosperous, fulfilling, and successful Year of the Horse 2026!

Sincerely,
VRB